Financhill
Sell
43

CHMG Quote, Financials, Valuation and Earnings

Last price:
$47.45
Seasonality move :
-2.84%
Day range:
$47.33 - $47.91
52-week range:
$39.00 - $55.73
Dividend yield:
2.6%
P/E ratio:
10.57x
P/S ratio:
2.42x
P/B ratio:
1.03x
Volume:
4.2K
Avg. volume:
14.8K
1-year change:
-3.02%
Market cap:
$227.4M
Revenue:
$98M
EPS (TTM):
$4.52

Analysts' Opinion

  • Consensus Rating
    Chemung Financial has received a consensus rating of Leans Bullish. The company's average rating is a Leans Bullish based on 1 Buy rating, 1 Hold rating, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $57.00, Chemung Financial has an estimated upside of 19.3% from its current price of $47.78.
  • Price Target Downside
    According to analysts, the lowest downside price target is $54.00 representing 100% downside risk from its current price of $47.78.

Fair Value

  • According to the consensus of 2 analysts, Chemung Financial has 19.3% upside to fair value with a price target of $57.00 per share.

CHMG vs. S&P 500

  • Over the past 5 trading days, Chemung Financial has underperformed the S&P 500 by -4.25% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Chemung Financial does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Chemung Financial revenues have been falling on a year-over-year basis for 4 quarters in a row. In the most recent quarter Chemung Financial reported revenues of $24M.

Earnings Growth

  • Chemung Financial earnings have been falling on a year-over-year basis for 4 quarters in a row. In the most recent quarter Chemung Financial reported earnings per share of $1.19.
Enterprise value:
-357.6M
EV / Invested capital:
--
Price / LTM sales:
2.42x
EV / EBIT:
-4.47x
EV / Revenue:
-3.80x
PEG ratio (5yr expected):
--
EV / Free cash flow:
-14.03x
Price / Operating cash flow:
8.93x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.79%
Net Income Margin (TTM):
22.91%
Return On Equity:
10.95%
Return On Invested Capital:
9.4%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Income Statement
Revenue $91.4M $100.1M $94.1M $25.6M $24M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $5.93 $6.06 $4.52 $1.61 $1.19
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Balance Sheet
Current Assets $546.2M $823.2M $682.8M $677.5M $654.7M
Total Assets $2.2B $2.4B $2.6B $2.7B $2.8B
Current Liabilities $1.5M $1.4M $2.2M $1.5M $50M
Total Liabilities $2B $2.2B $2.4B $2.5B $2.6B
Total Equity $197M $206.1M $155.5M $170.1M $220.7M
Total Debt $245K -- $710K -- $50M
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Cash Flow Statement
Cash Flow Operations $41.6M $29.6M $27.2M $9.4M $9.2M
Cash From Investing -$213.4M -$130.9M -$43.4M -$19.1M -$1.2M
Cash From Financing $152.5M $134.4M $21M $31.1M $2.3M
Free Cash Flow $41.3M $29.2M $25.5M $9.4M $8.6M
CHMG
Sector
Market Cap
$227.4M
$684.5M
Price % of 52-Week High
85.73%
87.63%
Dividend Yield
2.6%
2.22%
Shareholder Yield
2.59%
3.86%
1-Year Price Total Return
-3.02%
8.32%
Beta (5-Year)
0.188
0.739
Dividend yield:
2.6%
Annualized payout:
$1.24
Payout ratio:
34.11%
Growth streak:
0 years

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Technicals

8-day SMA
Sell
Level $49.01
200-day SMA
Buy
Level $46.32
Bollinger Bands (100)
Sell
Level 46.01 - 51.51
Chaikin Money Flow
Sell
Level -1.2M
20-day SMA
Sell
Level $51.67
Relative Strength Index (RSI14)
Sell
Level 30.89
ADX Line
Sell
Level 33.49
Williams %R
Buy
Level -93.9597
50-day SMA
Sell
Level $50.74
MACD (12, 26)
Sell
Level -0.95
25-day Aroon Oscillator
Sell
Level -72
On Balance Volume
Sell
Level -748.6K

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.5672)
Sell
CA Score (Annual)
Level (-2.3192)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (7)
Sell
Ohlson Score
Level (2.561)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (9)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Chemung Financial Corp is a bank holding firm. It provides financial services, including demand, savings, and time deposits, commercial, residential, and consumer loans, letters of credit, wealth management services, employee benefit plans, securities, and insurance brokerage services. Its business operations are organized into two lines of business: Banking, and Wealth Management services. It derives its revenues from the core banking business.

Stock Forecast FAQ

In the current month, CHMG has received 1 Buy ratings 1 Hold ratings, and 0 Sell ratings. The CHMG average analyst price target in the past 3 months is $57.00.

  • Where Will Chemung Financial Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Chemung Financial share price will rise to $57.00 per share over the next 12 months.

  • What Do Analysts Say About Chemung Financial?

    Analysts are divided on their view about Chemung Financial share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Chemung Financial is a Sell and believe this share price will drop from its current level to $54.00.

  • What Is Chemung Financial's Price Target?

    The price target for Chemung Financial over the next 1-year time period is forecast to be $57.00 according to 2 Wall Street analysts, 1 of them rates the stock a Buy, 0 rate the stock a Sell, and 1 analyst rates the stock a Hold.

  • Is CHMG A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Chemung Financial is a Leans Bullish. 1 of 2 analysts rates the stock a Leans Bullish at this time.

  • How Can I Buy Shares Of CHMG?

    You can purchase shares of Chemung Financial via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, TastyTrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Chemung Financial shares.

  • What Is The Chemung Financial Share Price Today?

    Chemung Financial was last trading at $47.45 per share. This represents the most recent stock quote for Chemung Financial. Yesterday, Chemung Financial closed at $47.78 per share.

  • How To Buy Chemung Financial Stock Online?

    In order to purchase Chemung Financial stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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